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Based on this, FNB expects higher customer spending around Valentine’s Day this year.
Reflecting on 2025’s spend activity, FNB head of retail spend Akshay Bhayroo says consumers have shown a consistent willingness to prioritise spending over this period.
“Last year we saw 7.6% more customers transacting on Valentine’s Day. In-store spend reached R209m, reflecting a 16% year-on-year (YoY) increase, while online spend totalled R84m, up 1.5% year on year. Stronger growth was recorded in the week leading up to Valentine’s Day, indicating a rise in last-minute shopping behaviour.”
During the 2025 Valentine’s Day week, overall credit card spending reached R1.76bn, with online spend increasing by 6% year-on-year. On Valentine’s Day itself, overall credit card purchases increased by 11.4% compared to the year before.
Bhayroo says this reflects a broader trend in how South Africans choose to celebrate.
“Valentine’s Day is increasingly about how people choose to spend time together rather than just what they buy.
"When the day falls over a weekend, customers have more flexibility to plan trips, book experiences and spend across multiple categories.
"Based on last year’s patterns and the timing this year, we expect to see further momentum across key categories as consumers plan getaways, activities and special moments.”